Capital Alliance Financial Services Ltd
08432 084519

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PROFESSIONAL WILL WRITING SERVICE

Avoid argument, expense, delay plus your wishes not being meet after your death.

Why make a Will ?

1. Without a Will your husband or wife may not automatically inherit your entire estate.
2. Without a Will your partner would receive nothing if you are unmarried.
3. Without a Will you cannot prevent your family being legible for a tax bill of up to 40% IHT
4. Without a Will, guardianship of any children you have under 18 may be unclear. The Courts decide.
5. Without a Will your beneficiaries may turn to a solicitor who will deduct a fee from your estate.
6. Without a Will you may end up leaving your property and possessions to somebody you had not intended.

A Will is essential to allow you to appoint your executors, trustees, guardians, and beneficiaries and should be carefully reviewed at least every 3-5 years. Or if your personal circumstances change.

Others matters may also need your attention, these maybe for you, your parents or your loved ones, again we can explain these in plain helpful language in the comfort of your own home, below are just a few
Lasting Power of Attorney (LPA)

A Lasting Power of Attorney (LPA) is a legal document which bestows the person of your choice the power to manage your financial affairs and/or medical and welfare decisions if you were unable to now or in the future.
Are you forced to sell your home to pay for your Care fees/Community Care?

Every year tens of thousands of people are forced to sell their home to pay for residential care because they are no longer able to live independently. Many thousands more are unable to pass their Home, Savings, Investments, and Pensions on to their children because the Local Authority has taken it.

Have you paid a mortgage for most of your working life only to have your home taken from you in the last few years? **Action now can reduce your exposure and protect your home and assets.

Pre-Paid Funeral Planning
Funeral Plans have been around in various forms for decades and, more than ever, people are recognising the value of thinking ahead and deciding on the details and cost of their own passing.

Your family doesn't need the burdened with wondering what you would have wanted, or the details of Funeral arrangements at an emotionally distressing time. Fix the cost now.

Severance of Joint Tenancy (to tenants in common)
Most couples buy the family home jointly, which is fine.
Better to switch to Tenants in Common the reason is you have the choice who inherits your half therefore safeguarding your children’s inheritance if your spouse re-marries, co-habits, also beneficial for IHT planning, partners debts, and other situations during the will writing process.

PLUS available to you
Probate Service – Inheritance Tax (IHT) Planning - Advance Directive (Living Will)
Gift of Property Trust – Memorandum of wishes – Disabled Beneficiary Trust – Storage-etc.

Full home visits, first to take your instruction and answer all your questions, and second visit to deliver your will and get it witnessed correctly. At no extra charge.

Call now 08432 084519

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