SECURED LOAN

What is a secured loan ?

If you have equity in your house ( it’s worth more than you owe on it) then you can take out a secured loan on your property. Many lenders offering different schemes and different amounts ( some over the amount of the valuation) to different people depending on their personal circumstances and credit history.

I have a bad credit history, can I still apply ?

Yes, It is our job to match you up with a lender that will offer you a loan that is what we do. All sorts of difficult & unusual circumstances considered.

What can I use the loan for ?

Most legal things, home improvement, debt consolidation, weddings,
once in a life holiday, it’s your money.

Why don’t I just re- mortgage ?

Well you could, but first ask yourself this:

	Is my income outside the lender parameters
	Poor property valuation
	Want to avoid costly redemption penalties when in tie-in-periods.
	Need funds with in 2-3 weeks.
	Are in arrears with a prime High Street lender on a low rate, and are keen to avoid a sub-prime re mortgage on a higher rate for the whole of a new mortgage.
	Possible cost, ie. Legal fees, broker fees, valuation fee, lender arrangement fee. Would it be worth it? Have I got it?

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A secured loan could be a much better option, why not find out for free.

Click & complete the initial enquiry form, and one of our Certified Advisors shall contact you. No obligation just “best advice”

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE