BUSINESS LEASING

If your in business, why use your hard earned profit to purchase something that over time will depreciate in value, not fully attract your tax breaks, and eats into your cash flow ? Be wise and let us show you how business leasing is the smart way. Contact us now! For Cars & Commercial Vehicles * Office/Business Equipment including Computers * Plant & Machinery * Shopfitting & Racking* Refrigeration * Hotel & Catering Equipment * Fitness & Leisure * Nursing Home Equipment * Medical * Printing * Garages including hoists * Anything

Profile of typical clients
Lending is arranged for established companies, or those just setting out on their first business venture. Single items or the complete site

Lending arranged for

• Sole Traders & Partnerships
• Private & Public Limited Companies
• Directors Personal Cars
• Local Authorities & Trusts

Our range of Facilities
There are a number of facilities to choose from, each having its own benefits dependant upon your business circumstances. We recommend that you carefully consider all of the factors involved, such as your accounting and tax position, VAT considerations and the various repayment options, in order that you make the right choice of facility. We've set out below an introductory guide to our main facilities:

Leasing (Finance Lease)
Low initial payment usually required. Rentals are based on the cost of the goods net of VAT. Lease rentals may normally be offset against income for tax purposes, "in the case of Leases which do not exceed five years in length" (a special calculation applies for cars). VAT charged on the rentals will normally be reclaimable by VAT registered clients (a special calculation applies for cars). Straight forward End of Lease Procedure.

How it works
You choose and order the goods to be financed, and the supplier invoices the Finance Company for the sale of these goods. At the time of completing the Lease Agreement with the Finance Company you are normally required to make a relatively small initial lease rental payable as a deposit. When satisfied that all documentation is in place, the Finance Company settles the suppliers invoice for the goods. Your subsequent monthly rental then depends upon the period and structure of repayments you have chosen. In most cases rental repayments are based on the cost of the goods net of VAT. Lease rentals may normally be offset against income for tax purposes, "in the case of Leases which do not exceed five years in length" (a special calculation applies for cars). The VAT charged on the rentals will normally be reclaimable by VAT registered clients (a special calculation applies for cars). Our facilities also provide straightforward End of Lease Procedure.
WE will discuss all your options including Hire Purchase & Lease Back.

Sale & Lease-Back
Assets already purchased by a business may be used as security to raise finance. The goods are sold to the finance company, the customer completes lease documentation and is then reimbursed for the agreed value of the goods less any deposit due.